I offer you experince, objectivity, convenience, service, great rates and more... With years of experience and backed by a professional team of experts, rest assured that i look after your needs in the process.

I'll take the time to understand your current situation and provide you with a complete overview of the available mortgage options and costs. You then complete a mortgage application and supply the necessary documents. I'll give you a pre-approval so you'll know what type of a home you can afford.

3. You Make An Offer On Your Home

I order a credit report and an appraisal of the property. I'll verify employment, mortgage or rent amount, down payment and landlord rating. We review everything so there are no surprises on closing.

All documentation goes to the selected lender, one that has a mortgage that suits your specific situation. The lender reviews all of the information, requesting additional information as required.

Your mortgage loan is assembled and submitted to the lender's underwriting department for approval.

We are notified of approval and we then ensure, with you, that 'prior to funding' conditions are met.

Your mortgage documents are completed and you come in (or the are sent to you via fax) for final signatures.

Your mortgage funds are transferred by wire to your solicitor on your closing date.

10. You move in to your new home - Congratulations!

And best of all, I am in contact with you throughout the mortgage process and am available when you have questions.